Grocery Discount Finder 2025: Cut Grocery Bills on BigBasket, Zepto and Blinkit
Buying groceries is something none of us can skip. Be it a college student, office-goer, or homemaker, your grocery bills often form the biggest chunk of your budget. Apps like Zepto, BigBasket, Blinkit, and Amazon Fresh have made life easy, yet prices can still add up quickly.
Picture this — your grocery total keeps increasing with impulse buys and app suggestions. That’s where smart shopping comes in.
MyRupaya’s Grocery Discount Finder turns grocery spending into monthly savings. Over a year, that’s thousands saved effortlessly.
Here’s what we’ll cover:
• How to use the Grocery Discount Finder smartly
• MyRupaya’s other features beyond groceries
• Best credit cards to save on grocery apps
• Ways to reduce grocery bills using MyRupaya + credit cards
• Answers to grocery savings questions

How Grocery Discount Finder Works
It’s straightforward yet highly effective. Instead of wasting time on expired coupons, MyRupaya automatically maps discounts and card offers.
1. Find Active Grocery App Deals – Get valid coupon codes from all major grocery apps instantly.
2. Match Offers with Cards – Each credit card offers unique grocery perks. For instance, Amazon Pay ICICI and HDFC Neu cards each add value on different grocery platforms.
3. Stacking Benefits – Apply both Zepto promo and credit card rewards in one order. Example: Use HSBC Live+ on Zepto with a MyRupaya promo to double benefits.
4. Live Deal Notifications – Grocery deals expire fast. MyRupaya ensures you see only valid, updated offers.
Whether you shop from Zepto, Blinkit, or BigBasket, you always know which payment saves the most.
Beyond Groceries – MyRupaya’s Broader Purpose
MyRupaya isn’t just for grocery shopping. It connects your spending with the best available offers.
It covers:
• Movie ticket savings on BookMyShow, PVR, and Paytm.
• Flight coupons and hotel discounts.
• Food Delivery – Zomato, Swiggy, and Instamart.
• Shopping – Amazon, Flipkart, and Myntra online deals.
For groceries, it specializes in:
• Zepto grocery savings – Instant Zepto offers & card deals.
• BigBasket online shopping – Maximize NeuCoin and cashback returns.
• Blinkit app offers – Identify Blinkit + card combo deals.
• Amazon Fresh & Flipkart Grocery – View card + coupon-based discounts instantly.
To sum up, MyRupaya’s goal is that you always get maximum cashback on every order.
Top Credit Cards for Grocery Shopping in 2025
The right card can transform your monthly grocery budget. Here are the top-performing cards for grocery buyers in 2025:
1. HDFC Swiggy Credit Card – Best for Instamart & Zepto
• Cashback: 10% grocery cashback on Swiggy and partner apps
• Other Benefits: Extra rewards on popular e-commerce sites
• Annual Fee: ?500 (waived on ?2 lakh spend)
Why it’s great: Works for Zepto grocery too, as MyRupaya identifies it under “food delivery”. Use alongside Zepto promos for maximum benefit.
HDFC Tata Neu Infinity – Ideal for Tata Ecosystem Users
• Cashback: 10% NeuCoins via Tata Neu app on BigBasket & Blinkit
• Other Benefits: Discounts on hotels and electronics
• Annual Fee: ?1,499
Why it’s great: Earn NeuCoins usable directly for groceries or Blinkit orders.
3. HSBC Live+ Credit Card – Best for Online & Offline Groceries
• Cashback: Flat 10% cashback across supermarkets and apps
• Other Benefits: Dining, entertainment & fuel rewards
• Annual Fee: ?999
Why it’s great: Only card offering grocery benefits both online and offline.
4. SBI Tata Neu Infinity Credit Card – Tata Neu Partner Card
• Cashback: NeuCoin rewards on BigBasket & Tata Neu apps
• Other Benefits: Savings on hotels, travel, zepto's and electronics
• Annual Fee: ?1,499
Why it’s great: Pair with MyRupaya BigBasket coupon codes for instant discounts.
Amazon Pay ICICI – Lifetime Free Option
• Cashback: Guaranteed cashback on grocery orders
• Other Benefits: 1% on all other purchases
• Annual Fee: Absolutely free card forever
Why it’s great: No annual fees, automatic 5% cashback on essentials.
Grocery Credit Card Comparison
Instead of tables, here’s the breakdown in paragraph format for SEO tools:
The HDFC Swiggy Credit Card gives 10% cashback on Instamart and Zepto grocery purchases with an annual fee of ?500 (waived on ?2L spend).
The HDFC Tata Neu Infinity Credit Card provides 10% NeuCoins on BigBasket and Blinkit via Tata Neu app at ?1,499 per year.
The HSBC Live+ Credit Card offers 10% cashback on Zepto, BigBasket, and even offline supermarkets for ?999 annually.
The SBI Tata Neu Infinity Credit Card includes NeuCoin rewards for grocery purchases through Tata Neu and BigBasket for ?1,499 annually.
The Amazon Pay ICICI Credit Card gives 5% cashback on Amazon Fresh and Flipkart Grocery — and it’s free for life.
FAQs
Q1: How can I get discounts on grocery apps like Zepto?
? Use MyRupaya’s Grocery Discount Finder to locate valid Zepto coupons and pair them with cashback cards like HSBC Live+ or HDFC Swiggy.
Q2: Can I pay with a credit card on Blinkit?
? Yes, Blinkit supports card payments, and using the HDFC Tata Neu Infinity card gives 10% NeuCoins.
Q3: What’s the best card for BigBasket online shopping?
? Both HDFC Tata Neu Infinity and SBI Tata Neu Infinity work best for BigBasket with double NeuCoin rewards.
Q4: Which is the best free grocery card?
? The Amazon Pay ICICI Credit Card is lifetime free and offers 5% cashback on Amazon Fresh groceries.
Q5: Can I combine coupons and card offers?
? Absolutely. That’s what MyRupaya’s Grocery Discount Finder is built for — stacking promo codes with cashback benefits.
Final Thoughts
Grocery shopping will always be essential, and MyRupaya’s Grocery Discount Finder helps you pay less every time. Whether it’s Zepto grocery for instant delivery, BigBasket online shopping for bulk orders, or Blinkit app for quick essentials, every cart can cost less with the right strategy.
Cards like HDFC Tata Neu Infinity, HSBC Live+, and Amazon Pay ICICI are top choices for grocery savings. Combine them with MyRupaya’s live coupon alerts, and you’ll never pay full price again.
Shopping smart is the new saving strategy — and groceries are the perfect place to start.